Auto insurance is much more than a legal requirement: it is one of the most important insurance needs you and your family possess. Having the correct coverage at the right price, and a local agent at your side can make all the difference.
Your auto policy not only provides protection against medical and legal expenses resulting from injury, loss of life, and property damage in an accident but can also provide important coverage that repairs your vehicle, and gets you back on the road.
At Volko Insurance Agency, we have 25 years of combined experience and a wealth of resources to tailor your coverage to your needs, at the best price possible.
Insurance for cars, trucks, boats and more!
Volko Insurance Agency can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us for more information today!
Pennsylvania – how much auto insurance is right for you?
As licensed agents based in Doylestown, we understand not only the auto insurance needs of our community, but also the important and essential coverage required by the state of Pennsylvania. To that end, we can provide our clients with protection through policies with:
- Liability-Only Coverage – helps reduce cost by providing only the protection to pay for losses your vehicle causes to others (i.e. property damage, bodily injury, medical payments)
- Full Coverage – provides not only coverage to pay for losses to others, but pays to repair your vehicle, and get you back on the road
Included in Full Coverage policies, are two very important protections: Collision Insurance and Comprehensive (Other than Collision) Insurance. These coverages offer important protection for your vehicle and are most often required when purchasing or leasing a new vehicle:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique — talk to us today to find out how to get the best value on auto insurance. Request a free quote or call today at 215-348-3708.
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